The home buying process in the UK typically takes 3–6 months from offer to completion. Understanding each stage reduces stress.
Key stages
- Save deposit (5–20%)
- Mortgage in principle
- Property search and viewings
- Offer accepted
- Instruct solicitor (conveyancer)
- Mortgage application
- Survey
- Exchange contracts
- Completion
Costs to budget for: solicitor fees, survey, mortgage arrangement fee, stamp duty (check current rates on gov.uk). This is general information, not legal or financial advice.