Money is one of the most common sources of relationship conflict. Clarity and transparency help.
Models that work
- Fully joint: all income into shared account, all bills paid from it
- Yours, mine and ours: each keeps individual accounts plus a shared one for joint expenses
- Proportional: each contributes to joint expenses in proportion to income
Having the money conversation
Discuss: current income and debts, attitudes to saving and spending, financial goals (house, children, retirement), and what happens if circumstances change.
This is general information, not financial advice.
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