Universal Credit is a UK benefit that replaced six previous benefits (including Jobseeker's Allowance, Housing Benefit and Tax Credits). It supports people who are on a low income or out of work.
Who can claim
You may be able to claim if you are on a low income or out of work, are aged 18 or over (some exceptions for 16–17 year olds), under State Pension age, and live in the UK.
How it works
Universal Credit is paid monthly in arrears. The amount depends on your circumstances — employment, housing, children, disability. It is means-tested, so savings and partner's income affect the amount.
Where to get help
Citizens Advice (citizensadvice.org.uk) and Turn2us (turn2us.org.uk) offer free benefit calculation tools and advice.
This is general information. Benefit rules change — always check gov.uk or speak to Citizens Advice for current, personalised information.
Frequently Asked Questions
How much is Universal Credit?
Universal Credit amounts depend on your personal circumstances including age, employment status and housing situation. Use the government benefit calculator at gov.uk for a personalised estimate.
Can I claim Universal Credit if I work?
Yes. Universal Credit is available to people in work on low incomes. The amount reduces gradually as your earnings increase rather than stopping abruptly.