A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint someone you trust (an attorney) to make decisions on your behalf if you lose mental capacity or simply want help managing your affairs.
Types of LPA
- Property and financial affairs: covers bank accounts, bills, property, investments.
- Health and welfare: covers medical treatment, care home decisions, day-to-day living.
Why you should set one up now
An LPA must be made while you still have mental capacity. If you lose capacity without one in place, your family may have to apply for a Deputyship Order through the Court of Protection — a lengthy and expensive process.
How to set one up
LPAs are registered through the Office of the Public Guardian (OPG). You can apply online at gov.uk/power-of-attorney. This is general information, not legal advice — consider using a solicitor for complex situations.