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Free editable template

First job money checklist — free printable setup guide

A first-job money setup checklist. Pension, tax code, budgeting and savings — the financial foundations to get right when you start earning, so good habits start from day one.

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✓ Editable in any free PDF tool✓ A2 · A3 · 18×24"✓ Print-shop ready
Free · No email required First job money setup checklist printable pension tax code budgeting savings financial foundations start earning good habits day one
What you get

Designed to look bought, priced at nothing

Three print sizes

A2 and A3 for home printers, plus 18×24" for a print shop or easel.

Fully editable

Change the wording in any free PDF editor — no design software needed.

High-resolution

Crisp 300 DPI vector text that stays sharp at poster size.

How to use it

From download to display in three steps

  • Personalise. Open the PDF in Canva, Acrobat online or Apple Preview and edit the text.
  • Print. Heavyweight matte card at home for A3 and under; a print shop for 18×24".
  • Display. Frame it or stand it on an easel at your .

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Frequently asked questions

What's the most important money decision in your first job?
Contributing enough to your workplace pension to get the full employer match — it's free money you'll never get back if you opt out or under-contribute. Many young people opt out of pensions to boost take-home pay, missing out on the employer's contribution and decades of compound growth. Beyond that: check your tax code is right, build an emergency fund early, and resist 'lifestyle creep' (spending rising to match income). Automating savings on payday — before you can spend it — is the single most effective habit. This is general information, not financial advice.
Is it really free?
Yes — no email, no sign-up.
Can I print it more than once?
Yes — print as many copies as you need.