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Free editable template

Mortgage overpayment tracker — free printable progress log

A mortgage overpayment tracker. Log overpayments and watch the balance — and the years of interest — fall away, because even small regular overpayments make a remarkable difference.

Download free PDF  ↓
✓ Editable in any free PDF tool✓ A2 · A3 · 18×24"✓ Print-shop ready
Free · No email required Mortgage overpayment tracker printable log overpayments balance years interest fall small regular overpayments remarkable difference property finance
What you get

Designed to look bought, priced at nothing

Three print sizes

A2 and A3 for home printers, plus 18×24" for a print shop or easel.

Fully editable

Change the wording in any free PDF editor — no design software needed.

High-resolution

Crisp 300 DPI vector text that stays sharp at poster size.

How to use it

From download to display in three steps

  • Personalise. Open the PDF in Canva, Acrobat online or Apple Preview and edit the text.
  • Print. Heavyweight matte card at home for A3 and under; a print shop for 18×24".
  • Display. Frame it or stand it on an easel at your .

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Frequently asked questions

Is it worth overpaying your mortgage?
For many people, yes — overpaying reduces the balance on which interest is charged, so even modest regular overpayments can save thousands in interest and cut years off the term. However, check two things first: most mortgages allow penalty-free overpayments only up to a limit (often 10% of the balance per year), with early repayment charges beyond that; and consider whether the money might work harder elsewhere (clearing higher-interest debt first, or whether your savings rate exceeds your mortgage rate). For some, the guaranteed 'return' and peace of mind of overpaying is very appealing. This is general information, not financial advice.
Is it really free?
Yes — no email, no sign-up.
Can I print it more than once?
Yes — print as many copies as you need.