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Free editable template

Home buying costs checklist — free printable true-cost planner

A home buying costs checklist covering all the extras beyond the deposit — fees, surveys, stamp duty, moving and more — so you budget for the true cost of buying a home and aren't blindsided by hidden expenses.

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✓ Editable in any free PDF tool✓ A2 · A3 · 18×24"✓ Print-shop ready
Free · No email required Home buying costs checklist printable true cost planner extras beyond deposit fees surveys stamp duty moving budget true cost buying home blindsided hidden expenses first time buyer
What you get

Designed to look bought, priced at nothing

Three print sizes

A2 and A3 for home printers, plus 18×24" for a print shop or easel.

Fully editable

Change the wording in any free PDF editor — no design software needed.

High-resolution

Crisp 300 DPI vector text that stays sharp at poster size.

How to use it

From download to display in three steps

  • Personalise. Open the PDF in Canva, Acrobat online or Apple Preview and edit the text.
  • Print. Heavyweight matte card at home for A3 and under; a print shop for 18×24".
  • Display. Frame it or stand it on an easel at your .

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Frequently asked questions

What are the hidden costs of buying a house?
Many buyers focus on the deposit and are then caught out by the substantial additional costs of buying a home, so budgeting for the true total upfront is really important. Beyond the deposit, the main extra costs in the UK include: mortgage fees (an arrangement or product fee, and a valuation fee), and possibly a broker fee; a property survey (well worth getting to avoid nasty surprises, with different levels available); conveyancing or solicitor's fees for the legal work, plus local searches and the Land Registry fee; and Stamp Duty Land Tax, which can be a large sum depending on the price and your circumstances (rates, thresholds and first-time-buyer reliefs change, so check the current position on GOV.UK). Then there's the move itself — removals, possibly storage, mail redirection — and the new-home costs that quickly add up: furniture and essentials, and any immediate repairs or decorating. It's wise to also keep a buffer for unexpected surprises. Adding all this up gives you the real cost of buying, which is considerably more than the deposit alone, and budgeting for it prevents a stressful shortfall. Rates and rules change, so verify current figures (especially Stamp Duty) on GOV.UK. This is general information, not financial advice.
Is it really free?
Yes — no email, no sign-up.
Can I print it more than once?
Yes — print as many copies as you need.