Home contents inventory — free printable valuables record for insurance

A home contents inventory — a record of what you own, ideally room by room, with values and details — serves two important purposes. First, it helps you set the right level of contents insurance: most people significantly underestimate the total value of their possessions when adding up everything from furniture and electronics to clothes, kitchenware and the contents of every cupboard, and being underinsured means you won't be fully covered if you claim. Going room by room and totalling it up gives you a realistic figure. Second, and most importantly, it makes a claim far easier and more successful if the worst happens — a theft, fire or flood — because you can prove what you owned and its value, rather than trying to remember everything while distressed and getting nothing for items you forget. To make a robust record: list items room by room with their value and (for electronics and valuables) serial numbers, take photos or a video walkthrough of each room, keep receipts and valuations for expensive items, and store a copy somewhere off-site or in the cloud so it survives the very disaster you'd need it for. Also check your policy's single-item limit, as high-value items like jewellery or watches may need specifying separately. Update it as you acquire or replace things. This is general information, not insurance advice — check your policy details.

Yes — no email, no sign-up.

Yes — print as many copies as you need.