Before you start viewing
Get a mortgage in principle first — it proves to estate agents you are a serious buyer and tells you exactly what you can afford. Save at least 5% deposit (10% gets better mortgage rates, 20%+ significantly better rates). Factor in stamp duty, solicitor fees (~£1,500-2,500), survey costs and removal costs in your budget.
Viewings and offers
Take our free house viewing checklist to every property. View at least twice before offering — the second visit reveals things the first excitement missed. Offers can be made below asking price; the accepted offer is not legally binding until exchange.
Exchange and completion
Exchange of contracts is when the sale becomes legally binding and a deposit (usually 10%) is transferred. Completion is when the remaining funds transfer and keys are handed over — typically 1-4 weeks after exchange. Between offer and completion typically takes 2-4 months.
Our picks compared
| Pick | Product | Best for | |
|---|---|---|---|
| Top pick | First-time buyer complete guide UK | First-time buyers | Check price → |
| Surveyor | RICS homebuyer survey guide | Pre-purchase survey | Check price → |
| Solicitor | Conveyancing solicitor guide | Legal process | Check price → |
| Moving | Moving house packing boxes set | Moving day prep | Check price → |
As an Amazon Associate we earn from qualifying purchases. Prices shown on Amazon at time of click.