Home · Personal finance · Car running costs tracker
Free editable template

Car running costs tracker — free printable car cost calculator

A car running costs tracker to see the true cost of motoring — not just fuel, but insurance, tax, servicing, MOT and repairs — so you know what your car really costs you a year and can budget (and sense-check) accordingly.

Download free PDF  ↓
✓ Editable in any free PDF tool✓ A2 · A3 · 18×24"✓ Print-shop ready
Free · No email required Car running costs tracker printable cost calculator true cost motoring fuel insurance tax servicing MOT repairs car really costs year budget sense check money finance vehicle
What you get

Designed to look bought, priced at nothing

Three print sizes

A2 and A3 for home printers, plus 18×24" for a print shop or easel.

Fully editable

Change the wording in any free PDF editor — no design software needed.

High-resolution

Crisp 300 DPI vector text that stays sharp at poster size.

How to use it

From download to display in three steps

  • Personalise. Open the PDF in Canva, Acrobat online or Apple Preview and edit the text.
  • Print. Heavyweight matte card at home for A3 and under; a print shop for 18×24".
  • Display. Frame it or stand it on an easel at your .

Top picks compared

PickWhat you'll wantBest for
Top pick A4 heavyweight matte cardCosts tracker Check price →
Folder A4 ring binder dividers car documents finance organiserOrganise Check price →
Budget book Budget planner book UK expenses tracker budgeting undatedBudget Check price →

As an Amazon Associate we earn from qualifying purchases. Prices shown on Amazon at time of click.

Frequently asked questions

What does it really cost to run a car?
Most people massively underestimate the true cost of running a car, because they think mainly of fuel and forget the substantial costs that don't show up at the pump. To see the real picture, add up everything across a year. The fixed costs come round regularly whether you drive or not: insurance, road tax (VED), the MOT, and breakdown cover. The running costs scale with use: fuel or charging, servicing, tyres (which wear out and aren't cheap), and repairs and parts (which become more frequent as a car ages). Then there are the easily-forgotten extras: parking and permits, tolls, congestion and clean air zone charges, and cleaning. For the full economic picture you'd also factor in depreciation — the value the car loses over time — which is often the single biggest cost of all for newer cars, though it's not money leaving your account month to month. Adding it all up and dividing by twelve gives a monthly figure that surprises most people. Knowing your real running costs helps you budget properly, decide whether a car is worth it versus alternatives, and spot where you can save — shopping around at insurance renewal (rather than auto-renewing), driving efficiently, and keeping up with servicing to avoid bigger bills. This is general information, not financial advice.
Is it really free?
Yes — no email, no sign-up.
Can I print it more than once?
Yes — print as many copies as you need.